Home of the FHA Experts

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"Bail Outs, Tarps, Tax Credits and Trouble"

Welcome to the "New World" of mortgage financing!

Today, there is no such thing as a general rate quote or financing suggestions. The lending landscape has changed considerably and options have been whittled down to mainly FHA, VA, Conventional and State programs like New Hampshire Housing Authority or NHHFA. And even NHHFA is having some issues! The best and fastest way to get the information you need is by clicking the button below. We don't waste your time teaching you things that don't apply to your circumstance but we will provide laser focused information that can have a significant impact on your financial future. The application itself is very easy to complete and creates no obligation on your part but does obligate us to provide answers in a clear and timely manner. We believe that knowledge is power and it's our job to make our clients Powerful!

Loan Application

We would love the opportunity to be your guides! Whether you're looking for the most competitive rate quotes, the widest selection of loan options or help with understanding credit, down payment requirements, monthly payments, tax implication of ownership or any of the thousands of other questions that can and will come up, we're here and ready to serve you!

When you decide to buy a home or refinance a mortgage, it's a big step. As we like to say "You're not buying a washer/dryer. It's a big deal and we treat it that way."

Mike Biron, Kevin Wallace and Judy Loeffler are The Your Mortgage Team at Bedrock Mortgage. We have, individually, 20 years of banking and financing experience through every type of housing market. Loan guidelines change, programs come and go but we're here and we've been here for our clients through all of it.

Judy, Kevin and Mike give you the personal attention you deserve and treat you with the respect you should demand. The information we provide is not taught in school (unfortunately) and is backed up by third parties so you know where the information we provide is coming from and that it is valid and that it is accurate. We are financial educators (without the homework!) and class is ready to start!

Please feel free to navigate our website to learn more about financing, what we do for you, and how easy it is to get started. And stop by often as we are adding new info all of the time!

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.